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Home Loans Tailored to You — Not the Bank.

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Your home financing should fit your goals — not the other way around

Get Your Personalized Loan Options Today!

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Loan Programs Designed Around You

Clear loan options that fit your goals, your budget, and your stage of life.

Conventional Loans

Flexible financing for buyers with solid credit, stable income, and a desire for competitive rates. Great for both first-time and repeat homebuyers.

FHA Loans

A smart option for buyers who want lower down payments or more flexible credit requirements. Designed to help make homeownership more accessible.

VA Home Loans

Exclusive benefits for Veterans and active-duty service members — including zero down payment and great rates. As an VA loan specialist, I help you maximize all available benefits.

Refinance Options

Lower your monthly payment, tap into your home equity, or secure a better rate. Whether you're looking to save money or restructure your loan, I’ll guide you through the best refinance strategy.

Investment Property Loans

Financing options for rental properties, second homes, and real estate investors. Including DSCR loans and programs designed for investors focused on cash flow.

First-Time Home Buyer Programs

Down payment assistance, low down payment options, and tailored guidance for new buyers entering the market for the first time.

Mortgages Don’t Have to Be Confusing—Let’s Make It Simple

I combine transparent advice, competitive pricing, and fast communication to help borrowers save money and make confident decisions. Whether you're refinancing, buying your first home, or using your VA benefits, I’ll walk you through every option available—clearly and honestly.

How I do Business

  • Clear, upfront pricing with no surprises

  • Fast approvals and easy digital applications

  • Tailored loan comparisons for your unique situation

  • Expert in VA, FHA, Conventional, and Investor loans

  • Direct communication—no call centers, no runaround

Mathew Cusson, Loan Officer

Why Home Owners Trust Me

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    Experience You Can Count On

    I help homebuyers, refinancers, and Veterans get personalized loan strategies that make sense for their goals — without the runaround you get from big banks.

    Lets Connect
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    Local Expertise

    As a licensed mortgage loan officer, I understand the markets I serve, local underwriting nuances, and the programs that matter most to buyers

    Get Started
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    Fast, Clear, No-Pressure Process

    From pre-approval to closing, you’ll always know what’s happening, what your options are, and what comes next.

    Book a Time to Talk